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Had a life change recently? New and existing customers may still be able to shop for a plan if they qualify for a special enrollment period. Read more: www.wahbexchange.org/SEP

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House Passes ACA 'Repeal and Replace' Bill; Senate to Begin Deliberations Soon

In a first step toward repealing and replacing the Affordable Care Act (ACA), the U.S. House of Representatives has passed the American Health Care Act. The bill will now be sent to the U.S. Senate.Until this legislation is passed by the U.S. Senate and signed into law by President Trump, all existing ACA requirements remain in effect, including penalties for noncompliance.

Notable Provisions of the American Health Care Act
If signed into law, the American Health Care Act would, among other changes, make the following revisions to key features of the ACA over the next three years:

"Pay or Play": Penalties for noncompliance with the "pay or play" coverage requirement (which mandates, in general, that employers with 50 or more full-time employees [including full-time equivalent employees] must offer affordable, minimum value coverage to their full-time employees, or pay a penalty tax) are zeroed out. However, the Form 1094 & 1095 reporting requirements are unchanged by the bill.
Individual Mandate: Penalties for noncompliance with the individual mandate are zeroed out, effectively repealing the mandate. In its place, the bill requires issuers in the individual or small group markets to impose a 30% penalty on the health insurance premiums of individuals who do not maintain continuous health insurance coverage.
HSA Contribution Limits: Limits on contributions to health savings accounts (HSAs) areincreased to equal the inflation-adjusted annual out-of-pocket expenses limitation imposed on high deductible health plans (currently $6,550 (self-only coverage)/$13,100 (family coverage)).
Health FSA Contribution Limits: Limits on contributions to health flexible spending arrangements (health FSAs) are eliminated.
Tax Credits for Individual Coverage: Replaces the ACA's premium tax credits for individual market coverage with advanceable, refundable tax credits adjusted for both age and income.
Market Reforms: Permits states to seek waivers from the ACA's essential health benefits and age and health status community rating requirements.
Medicaid: Allows states to elect to receive federal Medicaid funding via a block grant or per capita allotment, and alters the ACA’s Medicaid expansion.
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Open enrollment for under 65 health insurance 2018 coverage will be shortened this year, see dates below:

November 1, 2017 - December 15, 2017

Be sure to schedule your time with one of our knowledgeable producers!
888-299-0949
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We have a dedicated team of specialists in each area…whether you have questions on employee health plans, individual health plans, life insurance, or just need to talk to an HR specialist about the new changes to COBRA.
We do the shopping for you. That’s right…why waste time trying to unravel the twists and ties of the health insurance world? Just let us know what your needs are and we will do the shopping and comparing for you.
We have specialized in the health coverage market for over 25 years and are the largest brokerage firm dedicated to medical coverage in Northwest Washington. Let our market clout work for you. Let our team of specialists work for you. In most cases, our representation costs you nothing. So call, click, or e-mail us today for no-cost assistance with a new plan or help with your current plan.
... See MoreSee Less

We have a dedicated team of specialists in each area…whether you have questions on employee health plans, individual health plans, life insurance, or just need to talk to an HR specialist about the new changes to COBRA. We do the shopping for you. That’s right…why waste time trying to unravel the twists and ties of the health insurance world? Just let us know what your needs are and we will do the shopping and comparing for you. We have specialized in the health coverage market for over 25 years and are the largest brokerage firm dedicated to medical coverage in Northwest Washington. Let our market clout work for you. Let our team of specialists work for you. In most cases, our representation costs you nothing. So call, click, or e-mail us today for no-cost assistance with a new plan or help with your current plan.

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Disclaimer: This is a news feed and does not reflect the opinions of McGregor Benefits.

Senate To Start Drafting Health Care Bill Over Upcoming Recess

On May 26, 2017

But lawmakers say there's no timetable for when it will be made public.Read more

Dark Cloud Of Pessimism Settles Over Senate: ‘If I Had To Bet My House, I’d Bet We Don’t Get It Done’

On May 26, 2017

Lawmakers, who are headed home for recess, aren't exactly hopeful that they can get the 50 votes they need to pass health care legislation through the Senate.Read more

Molina Healthcare, A Top Obamacare Insurer, Investigates Breach Of Patients’ Data

On May 26, 2017

“It’s unconscionable that such a basic, security 101 flaw could still exist at a major health care provider,” says one cybersecurity expert.Read more

A Busy Week For Health: Budget Cuts, CBO Scores And Mitch McConnell’s Cryptic Signal

On May 26, 2017

KHN’s Mary Agnes Carey and Julie Rovner discuss some of the developments that shook up health news this week.Read more

Viewpoints: Taking Stock Of Genetic Privacy; What About Those Medical Misfits?

On May 26, 2017

A selection of opinions on health care from around the country.Read more

Research Roundup: Early Hospital Discharges; Missed Vaccinations; Growth In Spending

On May 26, 2017

Each week, KHN compiles a selection of recently released health policy studies and briefs.Read more

State Highlights: Calif. Legislature Steps Into Tense Fight Over Tobacco Tax; Mass. Agency Finds Avoidable ER Visits Are Driving Up Costs

On May 26, 2017

Media outlets report on news from California, Massachusetts, Connecticut, Ohio, Kansas, Minnesota, Louisiana, Texas, Georgia, Maryland, Arizona and Florida.Read more

House Panel Broadens Investigation Of NIH Safety And Compliance Issues

On May 26, 2017

House Energy and Commerce Committee requests more documents in its probe of contaminated research samples reported at the National Institutes of Health Clinical Center in Bethesda, Maryland.Read more