What Is a PPO Health Insurance Plan?

If you like flexibility to see doctors in or out of network or need to consult specialists often, a PPO plan may be right for you. It has less restrictions compared to an HMO plan. The only caveat, is that the premiums for PPO plans are usually higher. A PPO broker in Washington can help you find a good low-cost plan.

Preferred Provider Organization Insurance
Comprehensive Coverage, Provider Flexibility

What does PPO stand for?

PPO is short for Preferred Provider Organization, which refers to the providers in the plan’s network. These providers in the network are called ‘preferred providers’.

What is a PPO provider?

A PPO provider, or preferred provider, is a professional or a business that has agreed to be a part of the PPO network, and to provide services to its subscribers.

What does PPO cover?

PPO covers healthcare services such as checkups, specialist appointments, vaccines, and more depending on your plan.

How Does PPO Health Insurance Work?

Once you have a PPO plan, you will need to use preferred providers, and you don’t need to select a primary care physician. You also don’t have to get a referral to visit a specialist. Out-of-network services will also be covered to a certain extent.

Who Gets PPO Insurance?

In order to be eligible for PPO insurance, you may need to reside in the plan’s service area.

When Do You Get PPO Insurance?

You can enroll for a PPO plan during the annual open enrolment period, or if you qualify for a Special Enrolment Period. Contact your broker for more information.

How Do You Get a PPO Health Plan?

Who do you contact?

You will need to contact a reliable insurance company in your area which provides PPO insurance. McGregor Benefits is an excellent option.

Where to buy it?

Your PPO insurance broker will look up plans on the WAhealthplanfinder or direct with the carrier, and you can then buy a plan through the agency.

What’s the process like?

The process is very quick and simple if you’re working with a good agent. They’ll handle all the difficult work for you, find a plan that is suitable, and make sure you can purchase it without hassle.

How to purchase PPO health insurance?

Reach out to a health insurance agency near you if you’d like to purchase PPO, POS, EPO or HMO health insurance.

Which Is Better – PPO or HMO Health Insurance?

PPO and HMO are rather similar. However, PPO health insurance provides greater flexibility, has lower out-of-pocket costs and doesn’t require a PCP, so it’s the more popular option of the two. While HMO is best for people who want lower premiums, PPO may be better for those who want more choice when it comes to providers. For more information, contact a PPO insurance broker in Washington.

About McGregor Benefits

McGregor Benefits is an independent health insurance agency in Burlington, WA. We work with numerous insurance carriers throughout Washington state, and can help you find the perfect plan. Our agents will take you through the process, helping you understand the steps and answering any questions you have. And you get all these services for no extra cost! When you hire us, you only pay the insurance premium – our services to you are completely free of charge.

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