Employer Group Voluntary Benefits in Washington

Voluntary benefits allow employers to offer their employees customized health insurance coverage and benefits. Employees pay, but coverage is better than they could get from individual health plans.

What Are Employer Group Voluntary Benefits?

Voluntary benefits enhance your employer paid benefit plan by offering your employees the option to add more protection for critical events that can help protect their own families and households. Even the best medical plans do not pay for everything and employees can still have high out of pocket expenses in a critical event or lost income in the case of a off the job injury or illness that keeps them from coming to work and earning a income Employer group voluntary benefits plans enable your employees to get certain products such as accident plans, life insurance, dental insurance, vision insurance, long term disability, and critical illness plans. What makes it different from regular employer insurance is the fact that it’s funded partially or fully by your employees. Your workforce would benefit from it because supplemental insurance gives them access to richer benefits than individual insurance would.

What Are The Benefits of Employer Group Voluntary Benefits

Your employer group voluntary benefits agent will take you over the pros of getting supplemental insurance, but we’ve outlined them here to explain the basics.

Benefits For The Employer

  1. Offer more, spend less. The key benefit is that you don’t have to spend more than you can afford.

If you’re a small company with a tight budget, you’ll be happy to know that McGregor Benefits is an employer group voluntary benefits agency that provides its services for free!

  1. Employee satisfaction. Another benefit is that you’ll still be able to offer a rich benefits package, so your employees are protected and you’ll be able to find new talent when needed.

Benefits For The Employee

  1. Benefit Choice. Employees have different needs. Employees want choice. Voluntary benefits allow employers to offer that choice and employees can participate and pay for what they want through payroll deduction with or without employer contribution.
  2. More Options. Employer plans typically offer coverage that employees could not purchase on their own – both in terms of benefits, and cost.

What Voluntary Benefits Do Employers Offer?

Some examples of employer group voluntary benefits plans for employers include:

  • Dental Insurance
  • Vision Insurance
  • Long-term Disability Insurance
  • Short-term Disability Insurance
  • Accident Insurance
  • Life Insurance
  • Critical Illness/Cancer Plans
  • Accidental Death and Dismemberment

Employer Group Voluntary Benefits Plans for Small Business

Voluntary benefits are an especially attractive option for small business owners, because their needs are different from medium and large companies. Supplemental insurance caters to those needs specifically. McGregor Benefits provides employer group voluntary benefits plans in Washington state. We work with over 50 insurance carriers throughout the state, so we are confident that we can find you a plan that’s just right. This would include good coverage, affordability, and certain other factors as per your company’s needs. You can reach us by visiting our website. Our team would be happy to answer any questions you have, and help you understand the process of getting a plan.

Why Choose McGregor Benefits?

We are an independent health insurance agency specializing in employer insurance, and we consider good service our duty to clients. We believe everyone deserves to have sufficient insurance coverage, and we are here to help you find the right plan that will cover your employees. The best part about working with us is that our services are completely free of charge. Our experienced brokers will help you find employer group voluntary benefits plans for employers, negotiate a good rate for you, and hold employee meetings so your workforce knows what coverage they have – all this and more, for absolutely no cost. All you will be paying is your insurance premium.

Need Employee Benefits Consulting?

Happy with your benefit offerings, but want to work with our agency? We can help. Simply contact our office for a broker of record letter, which allows us to offer these services to you now.

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Employee Benefits Services We Offer

Medical Insurance

Medical insurance, also known as health insurance, reimburses the insured for expenses incurred from illness or injury or pays the care provider directly for those expenses.

Life Insurance

Offer employees the option to protect their family & assets in the event of the employee’s death with group life insurance plans like term or permanent life insurance policies.

Dental Insurance

Dental insurance helps you pay for routine exams to root canals. However, group dental coverage often offers much more than individual dental insurance.

Vision Care Insurance 

Vision insurance often covers routine eye health expenses such as eye exams, contact lens & fittings, eyeglass lenses and frames, and may provide a discount on LASIK procedures.

Short Term Disability

Offer workers a portion of their salary if they are unable to work for a short period – typically three to six months.

Long Term Disability

Offer workers a portion of their salary if they are unable to work for longer periods – typically over six months.

Self-Funded Health Insurance

Reduce insurance costs for you & employees, and customize the plans that you offer to your employees.

Voluntary Benefits Plans

  • Life Insurance
  • Vision Insurance
  • Dental Insurance
  • Disability
  • Cancer & Critical Illness Insurance
  • Accident Insurance

Included In Your Employer Group Insurance Plans

Technology

Tired of all the paper forms? We offer online benefits, HR onboarding, compliance resources & ACA analytics.

Open Enrollment

Our producers hold enrollment meetings so your employees understand the benefits and take the time to answer all questions and concerns.

Annual Renewal

The moment we receive your renewal we will analyze the marketplace. We will present options so you can offer affordable benefits that are in line with your company’s expectations

Claims

We have helped thousands of employees with claim issues. We understand the claim issue pitfalls, encourage your employees to call us for help and we will call the insurance carrier on their behalf.

All Year

Send us your enrollment forms and terminations. We are here to help make managing your benefits easier. We will take care of getting them submitted to the insurance carrier.

Start a Conversation

Tell us about your needs below. One of our experienced Producers will contact you within 1 business day to schedule a phone call to review your options.