Employer Group Voluntary Benefits in Washington
Voluntary benefits allow employers to offer their employees a robust benefits package. Employees pay a portion or all of the premium, but the coverage is typically better than they could get outside of their employer.
What Are Employer Group Voluntary Benefits?
Voluntary benefits are plans offered through employers that are paid for by the employee. These benefits are attractive to employees because they are offered at lower premiums and have better coverages than the employee could purchase on their own. Typical employer group voluntary benefits include: accident plans, life insurance, dental insurance, vision insurance, short term disability long term disability, and critical illness plans.
What Are The Benefits of Employer Group Voluntary Benefits?
Your employer group voluntary benefits agent will take you over the pros of getting supplemental insurance, but we’ve outlined them here to explain the basics.
Benefits For The Employer
- Offer more, spend less. Voluntary Benefits allow you to stay within your budget while still offering benefits that your employees want.
If you’re a small company with a tight budget, you’ll be happy to know that McGregor Benefits is an employer group voluntary benefits agency that provides its services for free!
- Employee satisfaction. Another benefit is that you’ll still be able to offer a rich benefits package, so your employees are protected and you’ll be able to find new talent when needed.
Benefits For The Employee
- Benefit Choice. Employees have different needs. Employees want choice. Voluntary benefits allow employers to offer that choice and employees can participate and pay for what they want through payroll deduction with or without employer contribution.
- More Options. Employer plans typically offer coverage that employees could not purchase on their own – both in terms of benefits, and cost.
Our service is free.
All you pay for is the premiums, which are the same with or without our help.
What Voluntary Benefits Do Employers Offer?
Some examples of employer group voluntary benefits plans for employers include:
- Dental Insurance
- Vision Insurance
- Long-term Disability Insurance
- Short-term Disability Insurance
- Accident Insurance
- Life Insurance
- Critical Illness/Cancer Plans
- Accidental Death and Dismemberment
Employer Group Voluntary Benefits Plans for Small Business
Voluntary benefits are an attractive option for large and small companies. McGregor Benefits provides employer group voluntary benefits plans in Washington state. We work with over 50 insurance carriers throughout the state, so we are confident that we can find you a plan that’s just right. Our team would be happy to answer any questions you have, and help you understand the process of getting a plan.
Why Choose McGregor Benefits?
We are an independent health insurance agency specializing in employer insurance, and we consider good service our duty to clients. We believe everyone deserves to have sufficient insurance coverage, and we are here to help you find the right plan that will cover your employees. The best part about working with us is that our services are completely free of charge. Our experienced brokers will help you find employer group voluntary benefits plans for employers, negotiate a good rate for you, and hold employee meetings so your workforce knows what coverage they have – all this and more, for absolutely no cost. All you will be paying is your insurance premium.
Employer Group FAQs
What Are Employer Group Voluntary Benefits?
Voluntary benefits are employee paid benefits offered through an employer.
Why offer Employer Group Voluntary Benefits?
Benefit Choice. Employees have different needs. Employees want choice. Voluntary benefits allow employers to offer that choice. Employees can participate and pay for the benefits they want through payroll deduction.
Employee Benefits Services We Offer
We value personal relationships, affordability, reliability, compliance and simplicity.
Group Health Insurance
Medical insurance, also known as health insurance, reimburses the insured for expenses incurred from illness or injury or pays the care provider directly for those expenses.
Group Dental Insurance
Offer employees coverage for dental procedures ranging from annual exams and cleanings to fillings and root canals. Choose from multiple levels of coverage and carriers.
Group Vision Insurance
Vision insurance often covers routine eye health expenses such as eye exams, contact lens & fittings, eyeglass lenses and frames, and may provide a discount on LASIK.
Group Life Insurance
Offer employees the option to protect their family & assets in the event of the employee’s death with group life insurance plans like term or permanent life insurance policies.
Group Short Term Disability
Offer workers a portion of their salary if they are unable to work for a short period – typically three to six months.
Group Long Term Disability
Offer workers a portion of their salary if they are unable to work for longer periods – typically over 3 months.
Self-Funded Health Insurance
Reduce insurance costs for you & employees, and customize the plans that you offer to your employees.
Offer employees products such as dental, vision, life, LTD and accident. These are paid for by the employee through payroll deferral.
Included In Your Employer Group Insurance Plans
Our producers hold enrollment meetings so your employees understand the benefits and take the time to answer all questions and concerns.
Tired of all the paper forms? We offer online benefits, HR onboarding, compliance resources & ACA analytics.
We have helped thousands of employees with claim issues. We understand the claim issue pitfalls, encourage your employees to call us for help and we will call the insurance carrier on their behalf.
The moment we receive your renewal we will analyze the marketplace. We will present options so you can offer affordable benefits that are in line with your company’s expectations