Sedro Woolley Health Insurance Broker

Individual & Family Health Insurance

The health insurance landscape has undergone considerable transformation since the Affordable Care Act. You have never had so many benefits as an individual looking for a health insurance plan. Find a health insurance agency with an agent in your area who can help you navigate and discover all of the benefits of new health plans.

A good insurance agent will find out if you qualify for premium discounts and help you get them if you do qualify. A health insurance agent will also walk you through your healthcare coverage options because they can be confusing. You will need to assess your healthcare needs, review the options, crunch the numbers and choose the plan that makes the most sense for your finances and your health.

HEALTHCARE INSURANCE PLAN TYPES

There are four categories of healthcare plans.

• Bronze: The insurer pays an average of 60 percent of your healthcare costs; you pay 40 percent.
• Silver: The insurer pays 70 percent; you pay 30 percent.
• Gold: The insurer pays 80 percent; you pay 20 percent.
• Platinum: The insurer pays 90 percent; you pay 10 percent.

These are general out-of-pocket medical expenses. There are variations of each type of plan, so no two Bronze plans will be the same, for example.

Employer Group Benefits We Offer

Help your employees and staff protect themselves from financial crisis. Protecting employees and their families creates a better company culture, improves your image with your team, and make people feel safe.